What payment terms do wholesale branded kurtis manufacturers usually offer?

When you start working with Wholesale branded kurtis manufacturers in jaipur, one of the first questions you should ask is about payment terms. Payment structures directly impact your cash flow, profit margins, and long-term relationship with your supplier. Whether you are a boutique owner, an online reseller, or a distributor, understanding how a ladies designer kurti wholesaler and manufacturer handles payments will help you plan your purchases confidently and avoid misunderstandings.

Let’s explore the most common payment terms that wholesale branded kurti manufacturers usually offer and how you can negotiate them effectively.

Advance Payment Terms

Most wholesale manufacturers require an advance payment before they begin production. This practice protects the manufacturer from order cancellations and ensures commitment from the buyer.

Typically, manufacturers ask for:

• 30% to 50% advance payment at the time of order confirmation
• Remaining balance before dispatch

For customized or private-label orders, many suppliers may request 50% to 70% upfront. When you work with Wholesale branded kurtis manufacturers in jaipur, especially for branded or exclusive collections, advance payment is quite standard because the manufacturer invests in fabric sourcing, embroidery work, stitching, and finishing based on your order.

Advance payment helps both parties establish seriousness and professionalism in the transaction.

Full Payment Before Dispatch

Some manufacturers follow a strict full-payment-before-dispatch policy. This term is common when:

• The buyer is new
• The order quantity is small
• The transaction is the first between both parties

A ladies designer kurti wholesaler and manufacturer may insist on 100% payment before shipping goods if there is no prior business history. This approach reduces financial risk for the supplier.

While this term may feel restrictive, you can build trust over time. After a few successful transactions, manufacturers often become more flexible.

Credit Payment Terms

Established buyers often receive credit facilities. Credit terms usually range from:

• 15 days
• 30 days
• 45 days

In rare cases, large retailers may negotiate 60-day credit terms.

Wholesale branded kurtis manufacturers in jaipur may offer credit terms to long-term buyers who place bulk orders consistently. However, manufacturers typically evaluate:

• Order frequency
• Payment history
• Business reputation
• Market standing

If you consistently pay on time and maintain strong communication, you increase your chances of securing favorable credit terms.

Letter of Credit (LC) for Large Orders

For large domestic or international orders, some manufacturers accept payment through a Letter of Credit (LC). This method offers security to both parties, especially in export transactions.

If you are importing kurtis from India or placing high-volume orders, an LC ensures:

• The buyer’s payment guarantee
• The manufacturer’s assurance of receiving funds
• Reduced financial risk

Although not common for small retailers, this method works well for large distributors working with Wholesale branded kurtis manufacturers in jaipur.

Cash on Delivery (COD) for Ready Stock

Some manufacturers offer Cash on Delivery for ready stock items, especially within India. However, COD usually applies only when:

• The order size is small
• The buyer operates within the same region
• The manufacturer has available stock

A ladies designer kurti wholesaler and manufacturer may offer COD for repeat customers purchasing catalog-based or ready-to-ship designs. However, custom orders almost never qualify for COD terms.

Payment Modes Offered

Manufacturers typically provide multiple payment options to make transactions easier. Common payment methods include:

• Bank transfer (NEFT/RTGS/IMPS)
• UPI payments
• Cheque payments (for local buyers)
• Online payment gateways
• International wire transfers (for exports)

Wholesale branded kurtis manufacturers in jaipur often prefer bank transfers because they are secure and easily traceable. For international buyers, SWIFT transfers remain the most common method.

Clear documentation and payment receipts protect both sides and ensure smooth future transactions.

Partial Payment for Bulk Orders

For bulk production orders, many manufacturers follow a milestone-based payment structure. For example:

• 40% advance at order confirmation
• 30% after production completion
• 30% before dispatch

This method works well for high-value orders and helps distribute financial risk. A ladies designer kurti wholesaler and manufacturer may agree to such structured payments if the buyer maintains transparency and steady communication.

Negotiating Better Payment Terms

You can negotiate payment terms successfully if you approach the conversation professionally. Here are practical strategies:

1. Start with smaller trial orders to build trust.
2. Maintain consistent and timely payments.
3. Share your business credentials and GST details.
4. Offer higher order volumes in exchange for credit terms.
5. Sign a formal agreement if necessary.

Wholesale branded kurtis manufacturers in jaipur value long-term relationships. If you demonstrate reliability and growth potential, manufacturers often adjust payment policies in your favor.

Factors That Influence Payment Terms

Several factors determine what payment terms you receive:

• Order quantity
• Customization level
• Market demand
• Seasonal rush
• Fabric availability
• Your payment history

During festive seasons or peak wedding months, manufacturers may tighten payment terms due to high production demand. A ladies designer kurti wholesaler and manufacturer must manage working capital efficiently, so flexibility may vary depending on the time of year.

Refunds and Cancellation Policies

Understanding cancellation policies is equally important. Most wholesale manufacturers:

• Do not allow cancellations after production starts
• Deduct fabric and labor costs if cancellation occurs
• Offer limited refunds for ready stock returns

Before placing large orders with Wholesale branded kurtis manufacturers in jaipur, always clarify return and refund conditions in writing. This step prevents future disputes.

Building a Strong Financial Relationship

Successful wholesale business relationships rely on trust and transparency. If you:

• Communicate clearly
• Honor payment deadlines
• Share realistic delivery expectations
• Provide advance notice for delays

You build credibility with your ladies designer kurti wholesaler and manufacturer.

Over time, this professional approach often leads to:

• Better credit limits
• Priority production slots
• Exclusive design access
• Improved pricing

Final Thoughts

Payment terms vary depending on the manufacturer, order size, and business relationship. However, most Wholesale branded kurtis manufacturers in jaipur follow structured models that include advance payments, balance-before-dispatch terms, or limited credit facilities.